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How To Build Your Own House (2024 Guide)

Discover everything you need to know about building your own house. Our comprehensive guide will walk you through the planning steps to the final touches.

Default Author Icon Written by Angela Bunt Updated 06/19/2024

Building your own home is a significant project that takes a lot of time, financial resources, and effort. Our guide will cover how to build your own house, from the planning and preparation steps to selecting exterior finishes. This process involves a lot of work—from choosing the right type of loan to working hand in hand with a general contractor to selecting everything from countertops to energy-efficient windows. However, the rewards can be extraordinary for homeowners who feel ready to tackle the home-building process.


Planning and Preparation

Thorough planning and preparation are needed before you even start to think about your preferred floor plan. You’ll need to consult with professionals such as architects and engineers to see if your wants for a home are realistic and work with the landscape and real estate you’ve purchased or are preparing to purchase. If this is your first time building a house, be prepared for it to take time to talk to all the right people and finalize a realistic plan.

Create a Budget

Obtain Permits and Approvals

Design Your House

Building a new house is expensive, no matter what. You’ll need to create a realistic budget that covers all your bases at the outset. The budget should account for all construction costs and materials, HVAC systems, roofing materials, and all the other components a brand-new piece of property needs. There should also be room in your budget for unexpected expenses—things can and usually do pop up during the construction process.

There are ways to save money when building a house. You can source materials yourself or enlist the help of friends and family with certain tasks. It’s a good idea to meticulously save for a few years before building your new home so you won’t have to worry about the budget when it gets down to the wire.

Almost all homeowners must work with local authorities to ensure they have obtained the correct building permit before starting construction on a custom home. You could need specific building permits and approvals, depending on your area. There are also codes you’ll need to be aware of. Talk to your contractor or architect about how to go about this process since they can usually recommend resources to assist you. 

When laying out a floor plan, design a home that meets all your needs and preferences. Consider more than just the immediate present; think about what might be helpful in five or ten years. In addition to the home’s layout, think of what could benefit the property in terms of energy efficiency and future resale value.

Bring your ideas to the table, but consider working with an architect or using design software to create detailed plans. A professional architect can recommend things you may not have thought of and let you know if anything about your preferred layout isn’t feasible or could use tweaking.


Preparing the Work Site

Once you have a final design and all the necessary permits, you can start preparing the work site. The construction crew will handle this process, but you’ll likely want to be on hand to witness tasks like clearing the land, leveling the ground, and setting up temporary utilities. Preparing the site is the first step to ensuring a stable foundation and a smooth building process.

Clear the Land

Level the Ground

Set Up Temporary Utilities

When clearing the land, the construction crew will remove all trees, brush, and other natural obstacles. While you can participate in some of the removal, it’s best to leave large or potentially hazardous jobs to the professionals, including managing controlled burns or using stump grinders to remove stumps.

Leveling the ground helps create a flat surface for the new construction. A professional construction crew uses bulldozers, backhoes, and other heavy-duty equipment for this job. It can take a while to level the ground, especially if weather conditions prevent the crew from being able to do it all in a few days.

The building site for your new home will be busy, with many people traversing the area for days at a time. To that end, you’ll need to set up some temporary utilities such as electricity, water, and sanitation facilities for the on-site crew. Generators, water tanks, and portable toilets can all be helpful and usually don’t take much time to set up.


Laying the Foundation

Laying the foundation is the first step to a well-built, sturdy home. There are different types of foundations, including basement, crawl space, and slab foundations. Talk to your architect and builder about the right type for your needs.

Once you’ve selected a foundation, the area must be excavated and graded using tools such as excavators and laser levels. The foundation will be formed and reinforced. Pouring concrete is one of the final steps for the foundation. Your construction crew will use ready-mix concrete trucks and placement techniques to ensure your foundation is secure and strong before framing.


Framing the House

Framing the house involves constructing your home’s “skeleton” or frame of your house. Frames can be made of wood, steel, or insulated concrete form (ICF). Discuss the ideal home type with your contractor. The contractor can suggest an option based on your budget and energy efficiency goals.

After the frame is set up, the crew will begin constructing the exterior and interior walls of the house. They will use tools and materials such as headers, studs, and sheathing. At this stage, the crew will ensure all walls are level and properly braced.

One of the most critical steps is installing the floor and roof system. This stage includes installing floor joists, subflooring, ceiling joists, and roof trusses or rafters. Work with the general contractor or subcontractors to ensure lumber is spaced and fastened appropriately.

The framed structure will then be covered with sheathing materials, with the crew creating a weatherproof envelope around the home. House wrap, flashing, and sealants may be used to protect the structure from the elements as construction proceeds.


Installing Major Systems

After framing is complete, your home will need all major systems installed, including HVAC, electrical, and plumbing. Correct installation of these systems is critical for your home’s safety and functionality. You should only hire licensed professionals, including an electrician, an HVAC technician with years of experience, and a qualified plumber. 

You don’t want your dream home to have problems with these systems right after you move in. That’s not to say there isn’t room for DIY work at this stage. If you have experience with any of these systems, you can get involved in the construction as long as you feel comfortable doing so. If you have a relative or friend who does plumbing or electrical work, consider asking them to work on your home alongside you.


Insulation and Drywall

Insulation and drywall are used to create a comfortable and energy-efficient living space. There are various types of insulation, including cellulose, spray foam, and fiberglass insulation. Tools like insulation blowers ensure insulation is applied evenly and adequately. Always use personal protective equipment if you get involved with this process.

Drywall is another essential part of ensuring a comfortable home. It helps regulate the temperature and protect the home’s structural integrity. After the drywall is hung, it will be taped and finished, creating a seamless surface. Multiple coats of drywall are often required to achieve a smooth surface ready for paint.


Interior and Exterior Finishes

Interior and exterior finishes are what make your home unique. You’ll be actively involved in this process, selecting everything from flooring and built-in cabinetry to countertops and paint.

Homeowners can choose their preferred siding, roofing, and trim for the exterior. As with drywall, insulation, and systems, professional installation is essential. The correct installation can make all the difference between a new home that looks polished and professional and one that appears slapdash.


Final Touches and Inspections

The final touches give your house personality and curb appeal. These include installing light fixtures, dedicating time to landscaping, and installing appliances such as a stove, refrigerator, and dishwasher. Before moving in, you must get inspections from local authorities to ensure your home is safe and up to code. You will also need a certificate of occupancy, which can be obtained after contacting your local city clerk.

Your home must be finished with a functional driveway and any desired outdoor features, including a deck or patio. Consult with your architect on outdoor features that will complement the look and style of your home’s interior.


Our Conclusion

Building a house is one of the most exciting ventures you can undertake. It allows you to customize and build your dream home from the inside out. Building a house is a large job that can take months or more. It’s essential to work with professionals when building a home, including an experienced contractor, architect, and construction crew. 

There’s a lot to consider when building a home, from erecting a frame to choosing interior features. You can have the beautiful, well-built house of your dreams with proper planning, preparation, and execution. Consider your budget, skills, and timeline before building a home.


FAQ About Building Your Own House

How much does it cost to build your own house?

There’s no one set cost associated with building your own house. The cost depends on your preferred style and amenities, location, and the professionals you hire to work with you on the project.

How long does it take to build your own house?

Building your own house can take many months or more than a year. Many factors are involved, and unexpected obstacles usually present themselves at some point during construction.

Can I build my own house without a contractor?

While you can build your own house without a contractor, doing so is only recommended if you have the necessary skill set. A contractor helps you determine what’s feasible for your house plans and what’s not and keeps you apprised of project success.

What are the most important things to consider when building your own house?

The most important things to consider when building your own house are your budget, goals, and overall timeline. Without these things, you can get over your head when preparing to build a home.

Is it cheaper to build or buy a house?

It isn’t necessarily cheaper to buy a house than to build one. It all depends on the type of property you’re looking for, its location, and other amenities that come with the property.

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