Achosa Home Warranty, launched in 2018, is a newer entrant in the home warranty industry, providing coverage for homeowners and real estate professionals. The company offers plans that bundle major home appliances and systems coverage, giving customers essential protection.
In this review, we’ll analyze Achosa’s coverage, pricing, and key features and see how it compares to other top home warranty providers. Keep reading to discover whether Achosa Home Warranty is the right fit for you and your home.
Pros and Cons of Achosa Home Warranty
Compare the advantages and disadvantages of Achosa Home Warranty.
Pros
- Allows customers to choose their own service technician, while most competitors do not
- Charges customers the lesser of a $100 service fee or cost of service
- Offers customer service on weekends
Cons
- Only lets customers file claims through the phone
- Limits coverage to 28 U.S. states, while most providers are nationwide
- Doesn’t guarantee repairs provided by selected service technician
Achosa Home Warranty Plans and Coverage Options
Achosa Home Warranty provides home warranty coverage for homeowners and real estate professionals. For homeowners, the company offers three plans: Core, Prime, or Prime Plus. The company’s website states that all three plans cover the same items, but vary based on coverage limits. Covered items include the following:
- Attic and exhaust fans
- Central air conditioning
- Central heating system
- Code violations
- Dishwasher
- Electrical system
- Garbage disposal
- Garage door opener
- Heating system
- Kitchen refrigerator
- Microwave
- Oven/range/cooktop
- Plumbing and drains
- Roof leaks
- Sump pump
- Washer and dryer
- Water heater
For real estate sellers, Achosa offers the Homeowner’s Advantage plan for different home types. Learn more about coverage on the company’s website.
For more information about coverage limits and add-on options, contact Achosa Home Warranty.
How Much Does Achosa Home Warranty Cost?
The cost of an Achosa Home Warranty plan depends on the coverage you select. The company offers monthly terms for both its homeowner and real estate plans. Learn more about home warranty costs for Achosa’s homeowner plans below.
| Plan | Monthly Cost | Service Call Fee |
|---|---|---|
|
Homeowner’s Core |
$52 |
$100 |
|
Homeowner’s Prime |
$69 |
$100 |
|
Homeowner’s Prime Plus |
$85 |
$100 |
For real estate professionals, plan costs vary based on the type of home you’re covering. The company bills real estate plans based on monthly subscriptions, with prices ranging from $68–$251, depending on the home type. Service fees may vary compared to homeowners coverage.
What Do Customers Say About Achosa Home Warranty?
Achosa Home Warranty holds a A rating on the Better Business Bureau (BBB). Since Achosa is a relatively new home warranty provider, it has just under 40 customer reviews on the site.
Our Final Review of Achosa Home Warranty
Achosa Home Warranty offers flexibility by allowing homeowners to choose their own licensed contractors, which gives policyholders more control over service quality. The company also provides customer service on weekends, making claims easier to submit. The company charges a service fee of $100 or the actual cost of service, which can end up being more cost-effective for some homeowners.
However, Achosa is only available in 28 U.S. states, limiting accessibility for some homeowners. In addition, it does not guarantee the repairs made by selected contractors, which could lead to inconsistencies in service. Achosa is a good option for those within its coverage area, but nationwide providers such as American Home Shield may offer a better choice for broader options.
Our Recommended Home Warranty Provider: American Home Shield
Our top home warranty provider is American Home Shield (AHS) due to its comprehensive coverage. The company offers up to $4,000 in protection for home appliances and $5,000 for major home systems. Additionally, it doesn’t impose coverage limits for most electrical and plumbing components, providing more extensive protection. Another standout feature is the company’s inclusion of items with preexisting conditions, such as damage due to sediment, rust, and poor installations—conditions typically excluded by most home warranty companies. This is a significant advantage for homeowners with worn or older systems and appliances.
Achosa Home Warranty Compared to the Competition
Although Achosa Home Warranty could work for your budget and your home, other top-rated home warranty companies may offer a better fit. Considered one of our top-rated companies below when buying home warranty coverage.
| Company | BBB Rating | Monthly Cost | Service Fee | Visit Site |
|---|---|---|---|---|
| NR** | $49–$59 | $65–$125 | VISIT SITE | |
| B | $29–$89 | $100–$125 | VISIT SITE | |
| B- | $44–$47 | $60–$75 | VISIT SITE | |
| B | $42–$82 | $100–$125 | VISIT SITE | |
| B | $35–$94 | $75–$125 | VISIT SITE | |
| B+ | $44–$58 | $70 | VISIT SITE | |
| B+ | $30–$56 | $100–$150 | VISIT SITE | |
| A | $27–$61 | $65–$100 | VISIT SITE |
| Company | Logo | Star Rating | BBB Rating | Monthly Cost | Service Fee |
|---|---|---|---|---|---|
American Home ShieldGet Quote | | B | $36–$100 | $100–$125 | |
Choice Home WarrantyGet Quote |  | B | $60–$68 | $100 | |
Elite Home WarrantyGet Quote |  | B | $45–$60 | $70 ($150 for after hours and weekends) | |
First American Home WarrantyGet Quote |  | B | $77–$130 | $100–$125 | |
AFC Home WarrantyGet Quote |  | B | $44–$82 | $75–$125 | |
Liberty Home GuardGet Quote |  | NR | $57–$68 | $65–$125 | |
Cinch Home ServicesGet Quote |  | B+ | $51–$68 | $100–$150 |
Because plan pricing varies depending on where you live, the type of plan you choose, and the size of your home, we recommend getting quotes from at least three providers to find the best options.
FAQs About Achosa Home Warranty
Is it free to cancel an Achosa Home Warranty policy?
If cancellation happens within the first 30 days of policy initiation, you’ll receive a full refund. Cancellation after the first 30 days will result in a prorated refund based on the remaining length of coverage and a cancellation fee equal to the lesser of 10% of the remaining contract price or $50.
How does an Achosa Home Warranty work?
If covered items break down due to normal wear and tear, contact Achosa to receive a claim number and get recommendations for service technicians, if needed. A service contractor will then come assess the appliance or system in question, suggesting a repair or replacement.
Do I need a home warranty if I have homeowners insurance?
It’s recommended that you buy a home warranty even if you have homeowners insurance to cover repair or replacement costs on major systems and appliances. Homeowners insurance only covers structural damage to your house from fire, natural disasters, or theft.
Related Resources
- Liberty Home Guard Review
- Elite Home Warranty Review
- Choice Home Warranty Review
- 2-10 Home Warranty Review
Our Rating Methodology
Our team used a comprehensive rating methodology to score each home warranty company objectively. Our research included speaking with company representatives, gathering quotes, reviewing sample contracts, and conducting homeowner surveys and focus groups. We also conducted secret shopping and tested 11 home warranty providers firsthand to understand the claims process.
We evaluated each provider on six key comparison categories considered important to homeowners and assigned points accordingly. The final score of 100 points was then converted into a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage: This category focused on the comprehensiveness of each provider’s coverage, looking at whether companies included unique or essential items. Companies with the most inclusive coverage and higher annual limits were given top marks, while providers with long waiting periods or depreciation policies lost points.
- Cost: Our team evaluated each provider’s average monthly pricing and service call fees compared to industry standards. Providers that offered affordable pricing with no hidden fees or additional charges received more points.
- Trustworthiness: We reviewed customer ratings on platforms such as the BBB and Trustpilot to assess reputation and reliability. Companies with strong reviews, long-term warranties, and no legal disputes received higher scores.
- Plan transparency: We reviewed contract terms, policies, and disclosures on each company’s website for clarity and transparency. Companies with easy-to-understand policies and accessible scored well in this category.
- Customer support: Our assessed companies on responsiveness and availability of claims filing options. Providers with multiple channels for claims and fast response times scored higher for customer support.
- Flexibility: This category looked at the variety of plans each provider offered and how customizable those plans were. Providers with more options, extensive add-on catalogs, and flexible cancellation policies received the highest ratings.
