AAA Home Warranty Review (2024)
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A home warranty provides peace of mind and protects you from paying unexpected, out-of-pocket costs for your home systems and appliances that are in need of repairs or replacements. The American Automobile Association, AAA, a trusted company in the home and auto service industry, partnered with Old Republic Home Protection to offer a home warranty plan for AAA members.
Below, we reviewed AAA Home Warranty including its pros and cons, coverage, pricing, customer reviews, and competitors. We don’t consider AAA to be a good option because it only provides one plan and is available in just 24 states. We recommend Liberty Home Guard as our top pick for a home warranty because it has the best customer ratings of any provider we reviewed and over 40 add-ons. If you want to see more options, check out our guide on the best home warranty companies.
Keep reading below to see more details on AAA Home Warranty.
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Pros and Cons of AAA Home Warranty
Compare the advantages and disadvantages of an AAA home warranty plan below:
Pros
- Provides 24/7 customer service
- Has 30-day service guarantee
- Offers comprehensive coverage on major home systems and appliances for under $40 per month, which is cheaper than the standard
Cons
- Only provides one plan option
- Doesn’t allow free cancellation within 30 days
- Available in only 24 states, while many providers are nationwide
AAA Home Warranty Plans and Coverage
AAA Home Warranty provides coverage for home systems and appliances through one comprehensive Standard Coverage Plan.
AAA’s Standard Coverage Plan offers protection on these items:
HVAC
- Primary gas, oil, or electric heater
- Air conditioner or cooler
- Ductwork
Plumbing
- Drain line stoppages
- Plumbing pipe leaks (including polybutylene)
- Toilets
- Water heater
- Built-in jetted bathtub motor and pump
- Recirculating pump
- Instant hot/cold water dispenser
- Water pressure regulator
- Sump pump
Electrical
- Electrical system
- Exhaust, attic, ceiling, and whole-house fans
- Garage door opener
- Central vacuum
Appliances
- Dishwasher
- Trash compactor
- Kitchen exhaust fan
- Oven/range/cooktop
- Built-in microwave oven
- Kitchen refrigerator (with ice maker)
- Garbage disposal
- Washer/dryer
AAA doesn’t provide information on their website regarding the options for additional coverage; however, you can contact their partner, Old Republic Home Protection, at 800-579-4559 to learn more about additional coverage options.
How Much Does AAA Home Warranty Cost?
The cost of AAA Home Warranty’s Standard Coverage is $37.92 per month. The cost of your plan could increase if you choose optional add-ons for your plan.
AAA Home Warranty Reviews: What Do Customers Think?
Trusted third-party customer reviews can be a good way of learning about a company’s service and reputation. Since AAA Home Warranty partnered with Old Republic Home Protection to offer home warranty services, we looked at both companies on the Better Business Bureau (BBB).
- AAA is an accredited business with an A+ rating. With over 114 years in the home and automobile insurance industry, AAA has been trusted by customers throughout the country for their insurance offerings and support.
Old Republic Home Protection is also an accredited BBB business with an A+ rating. The home warranty company has been in business for almost 50 years, receiving over 200 customer reviews on BBB.
Recommended Home Warranty Companies
Though AAA may be a good home warranty option for some, there are other top-rated home warranty companies that may be a better fit. Before purchasing a home warranty, consider getting a quote from your preferred home warranty company. Because plan pricing varies based on where you live, the type of plan you choose, and how large your home is, we recommend getting quotes from a variety of providers.
Compare our top recommended home warranty companies below.
| Star Rating | BBB Rating | Monthly Cost | Service Fee | Response Time | Link | ||
|---|---|---|---|---|---|---|---|
| Liberty Home Guard | | NR** | $49–$59 | $65–$125 | Up to 48 hours | VISIT SITE | |
| American Home Shield | | B | $29–$89 | $100–$125 | Up to 48 hours | VISIT SITE | |
| Select Home Warranty |  | B- | $44–$47 | $60–$75 | 48-84 hours | VISIT SITE | |
| Elite Home Warranty |  | B+ | $44–$58 | $70 | Up to 48 hours | VISIT SITE | |
| First American Home Warranty |  | B | $42–$82 | $100–$125 | 4-48 hours | VISIT SITE | |
| AFC Home Warranty |  | B | $35–$94 | $75–$125 | 24-48 hours | VISIT SITE | |
| Cinch Home Services |  | B+ | $30–$56 | $100–$150 | 2-24 hours | VISIT SITE | |
| 2-10 Home Buyers Warranty |  | A | $27–$61 | $65–$100 | Up to 48 hours | VISIT SITE |
| Liberty Home Guard | |
|---|---|
| Logo |
 |
| Star Rating | |
| BBB Rating | NR** |
| Monthly Cost | $49–$59 |
| Service Fee | $65–$125 |
| Response Time | Up to 48 hours |
| American Home Shield | |
|---|---|
| Logo |
 |
| Star Rating | |
| BBB Rating | B |
| Monthly Cost | $29–$89 |
| Service Fee | $100–$125 |
| Response Time | Up to 48 hours |
| Select Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B- |
| Monthly Cost | $44–$47 |
| Service Fee | $60–$75 |
| Response Time | 48-84 hours |
| Elite Home Warranty | |
|---|---|
| Logo |
 |
| Star Rating | |
| BBB Rating | B+ |
| Monthly Cost | $44–$58 |
| Service Fee | $70 |
| Response Time | Up to 48 hours |
| First American Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B |
| Monthly Cost | $42–$82 |
| Service Fee | $100–$125 |
| Response Time | 4-48 hours |
| AFC Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B |
| Monthly Cost | $35–$94 |
| Service Fee | $75–$125 |
| Response Time | 24-48 hours |
| Cinch Home Services | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B+ |
| Monthly Cost | $30–$56 |
| Service Fee | $100–$150 |
| Response Time | 2-24 hours |
| 2-10 Home Buyers Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | A |
| Monthly Cost | $27–$61 |
| Service Fee | $65–$100 |
| Response Time | Up to 48 hours |
| Company | BBB Rating | Monthly Cost | Service Fee | Visit Site |
|---|---|---|---|---|
| NR** | $49–$59 | $65–$125 | VISIT SITE | |
| B | $29–$89 | $100–$125 | VISIT SITE | |
| B- | $44–$47 | $60–$75 | VISIT SITE | |
| B | $42–$82 | $100–$125 | VISIT SITE | |
| B | $35–$94 | $75–$125 | VISIT SITE | |
| B+ | $44–$58 | $70 | VISIT SITE | |
| B+ | $30–$56 | $100–$150 | VISIT SITE | |
| A | $27–$61 | $65–$100 | VISIT SITE |
Our Final AAA Home Warranty Review
We give AAA Home Warranty a 9.2/10. AAA Home Warranty covers a majority of home appliances and systems under its sole Standard Coverage Plan, which is a good home warranty choice if you’re a current AAA customer that’s looking for simple and affordable home warranty coverage.
An AAA Home Warranty might not be a good choice for you if you prefer a variety of home warranty options, as the provider only offers one plan. Additionally, this plan isn’t available for non-AAA customers.
For comprehensive and reliable coverage on your home systems and appliances, we recommend American Home Shield. With over 45 years of industry experience, this home warranty provider offers customers three distinct plans, with the ability to tack on optional add-ons.
To receive a free quote from American Home Shield, fill out this form or call 844-529-9298 to speak to a customer service representative.
Frequently Asked Questions
How do AAA home warranties work?
If covered appliances or systems break down due to normal wear and tear, customers can file a claim online or through the phone. A service technician will then come out to your home to assess the appliance or system in question. Before leaving, the technician will recommend a repair or replacement at which time you’ll pay a set service fee.
How much is an AAA Home Warranty?
AAA Home Warranty pricing will depend on the optional add-ons selected; however, the base price for a AAA warranty is $37.92, the price of the Standard Coverage Plan.
Does AAA Home Warranty cover pre-existing conditions?
No, AAA Home Warranty only covers appliances and systems that have become inoperable due to normal wear and tear. View the terms and conditions of an AAA Home Warranty in their sample service contract.
Is it free to cancel an AAA Home Warranty policy?
If you choose to cancel your AAA Home Warranty policy, you’ll be entitled to a pro-rated refund of the paid plan fee for the unexpired term, minus the service cost, unpaid charges, and a $50 processing fee.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
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- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
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- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
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- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
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- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.