Achosa Home Warranty, launched in 2018, is a newer entrant in the home warranty industry, providing coverage for homeowners, real estate buyers, and sellers. The company offers two plans that bundle major home appliances and systems, giving customers essential protection.
In this review, we’ll analyze Achosa’s coverage, pricing, and key features and see how it compares to other top home warranty providers. Keep reading to discover whether Achosa Home Warranty is the right fit for you and your home.
What Are the Pros and Cons of Achosa Home Warranty?
Compare the advantages and disadvantages of Achosa below:
Pros
- Allows customers to choose their own service technician, while most competitors do not
- Charges customers the lesser of a $100 service fee or cost of service
- Offers customer service on weekends
Cons
- Only lets customers file claims through the phone
- Limits coverage to 11 states, while most providers are nationwide
- Doesn’t guarantee repairs provided by selected service technician
What Plans and Coverage Options Does Achosa Home Warranty Offer?
Achosa Home Warranty provides home warranty coverage for real estate buyers, sellers, and homeowners. For real estate sellers, Achosa offers a Basic Plan and Essential Plan. For both real estate buyers and homeowners, Achosa offers an Essential Plan and 1st Choice Plan. Each plan covers a combination of major home systems and appliances, including dishwashers, water heaters, and HVAC systems.
Here are the specific appliances and systems covered under each plan:
| Plans | Real Estate Seller’s Basic | Real Estate Seller’s Essentials | Real Estate Buyer’s Essentials | Real Estate Buyer’s 1st Choice | Homeowner’s Essentials | Homeowner’s 1st Choice |
|---|---|---|---|---|---|---|
|
Attic and exhaust fan |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Dishwasher |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Electrical system |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Washer and dryer |
✔ |
✔ |
||||
|
Garage door opener |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Garbage disposal |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Kitchen refrigerator |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Microwave |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Oven/range/cooktop |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
|
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
|
Sump pump |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Water heater |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Central air conditioning |
✔ |
✔ |
✔ |
✔ |
✔ |
|
|
Central heating |
✔ |
✔ |
✔ |
✔ |
✔ |
|
|
Code violations |
✔ |
✔ |
In addition to these plans, Achosa Home Warranty offers coverage for 10 items that you can include with a buyer plan, Homeowner’s Essential Plan, or a Homeowner’s 1st Choice Plan.
- Additional pool or spa
- Additional refrigerator
- Jetted bathtub
- Mini-split system
- Pool and spa (shared equipment)
- Septic system
- Standalone freezer
- Standalone ice maker
- Water softener
- Water well pump
How Much Does Achosa Home Warranty Cost?
The cost of an Achosa Home Warranty plan depends on the coverage you select. Home warranty cost is based on a 12-month contract unless otherwise specified.
Compare pricing for each individual Achosa plan below:
| Plan | Contract Cost | Deductible |
|---|---|---|
|
Real Estate Seller’s Basic |
$0 per listing period (6 months) |
$100.00 |
|
Real Estate Seller’s Essential |
$0 or $80.00 per listing period (6 months) |
$100.00 |
|
Real Estate Buyer’s Essential |
$41.67 per month |
$100.00 |
|
Real Estate Buyer’s 1st Choice |
$52.08 per month |
$70.00 |
|
Homeowner’s Essential |
$47.99 per month |
$100.00 |
|
Homeowner’s 1st Choice |
$59.99 per month |
$70.00 |
For real estate sellers, the cost of a Basic Plan is $80.00 per listing period unless proof of current HVAC maintenance is presented—which reduces the plan to $0. Additionally, 1st Choice Plans require a $70.00 service call fee, while all other plans have a $100.00 service fee.
Optional add-ons can be selected for any real estate buyer or homeowner plan. View the price of each optional add-on below:
AHW Optional Add-Ons Prices
- Additional pool or spa – $15.00 per month
- Additional refrigerator – $4.17 per month
- Jetted bathtub – $6.67 per month
- Mini-split system – $6.67 per month
- Pool and spa (shared equipment) – $15.00 per month
- Septic system – $6.67 per month
- Stand-alone ice maker – $6.67 per month
- Water softener – $4.17 per month
- Water well pump – $6.67 per month
- Stand-alone freezer – $3.33 per month
What Do Customers Say About Achosa Home Warranty?
Achosa Home Warranty holds a A- rating on the Better Business Bureau (BBB). Since Achosa is a relatively new home warranty provider, it has just over 40 customer reviews on the BBB website.
Our Final Review of Achosa Home Warranty
Achosa Home Warranty offers flexibility by allowing homeowners to choose their own licensed contractors, which gives them more control over service quality. It also provides customer service on weekends, making claims easier to submit. The company charges a service fee of $100 or the actual cost of service, which can be more cost-effective for some homeowners.
However, Achosa is only available in 11 states, limiting its accessibility for many homeowners. In addition, it does not guarantee the repairs made by selected contractors, which could lead to inconsistencies in service. Achosa is a good option for those within its coverage area, but nationwide providers like American Home Shield may be a better choice for broader options.
Our Recommended Home Warranty Provider: American Home Shield
Our top home warranty provider is American Home Shield (AHS) due to its comprehensive coverage. The company offers up to $4,000 for home appliance coverage and $5,000 for major home systems. Additionally, it doesn’t impose coverage limits for most electrical and plumbing components, providing more extensive protection. A standout feature is its inclusion of items with preexisting conditions, such as damage due to sediment, rust, and poor installations—conditions typically excluded by most home warranty companies. This is a significant advantage for homeowners with worn or older systems and appliances.
Achosa Home Warranty Compared to the Competition
Although Achosa Home Warranty could be a good option for you and your home, other top-rated home warranty companies may be a better fit. Considered one of our top-rated companies below when buying home warranty coverage.
| Company | BBB Rating | Monthly Cost | Service Fee | Visit Site |
|---|---|---|---|---|
| NR** | $49–$59 | $65–$125 | VISIT SITE | |
| B | $29–$89 | $100–$125 | VISIT SITE | |
| B- | $44–$47 | $60–$75 | VISIT SITE | |
| B | $42–$82 | $100–$125 | VISIT SITE | |
| B | $35–$94 | $75–$125 | VISIT SITE | |
| B+ | $44–$58 | $70 | VISIT SITE | |
| B+ | $30–$56 | $100–$150 | VISIT SITE | |
| A | $27–$61 | $65–$100 | VISIT SITE |
| Company | Logo | Star Rating | BBB Rating | Monthly Cost | Service Fee |
|---|---|---|---|---|---|
American Home ShieldGet Quote | | B | $36–$100 | $100–$125 | |
Choice Home WarrantyGet Quote |  | B | $60–$68 | $100 | |
Elite Home WarrantyGet Quote |  | B | $47–$60 | $70 ($150 for after hours and weekends) | |
First American Home WarrantyGet Quote |  | B | $77–$130 | $100–$125 | |
AFC Home WarrantyGet Quote |  | B | $44–$82 | $75–$125 | |
Liberty Home GuardGet Quote |  | NR | $60–$68 | $65–$125 | |
Cinch Home ServicesGet Quote |  | B+ | $54–$68 | $100–$150 |
Because plan pricing varies depending on where you live, the type of plan you choose, and the size of your home, we recommend getting quotes from at least three providers to find the best options.
Frequently Asked Questions
Is it free to cancel an Achosa policy?
If cancellation happens within the first 30 days of policy initiation, you’ll receive a full refund. Cancellation after the first 30 days will result in a prorated refund based on the remaining length of coverage and a cancellation fee equal to the lesser of 10% of the remaining contract price or $50.00.
How does an Achosa Home Warranty work?
If covered items break down due to normal wear and tear, contact Achosa to receive a claim number and get recommendations for service technicians, if needed. A service contractor will then come assess the appliance or system in question, suggesting a repair or replacement.
How long does an Achosa contract last?
Contracts for real estate sellers provide coverage for six months, whereas real estate buyers and homeowners have the option of coverage for six, 12, 24, or 32 months.
Do I need a home warranty if I have homeowners insurance?
It’s recommended that you buy a home warranty even if you have homeowners insurance to cover repair or replacement costs on major systems and appliances. Homeowners insurance only covers structural damage to your house from fire, natural disasters, or theft.
Related Resources
- Liberty Home Guard Review
- Elite Home Warranty Review
- Choice Home Warranty Review
- 2-10 Home Warranty Review
Our Rating Methodology
Our team used a comprehensive rating methodology to score each home warranty company objectively. Our research included speaking with company representatives, gathering quotes, reviewing sample contracts, and conducting homeowner surveys and focus groups. We also conducted secret shopping and tested 11 home warranty providers firsthand to understand the claims process.
We evaluated each provider on six key comparison categories, assigning points based on their importance to homeowners. The final score of 100 points was converted into a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage: This category focused on the comprehensiveness of each provider’s coverage, looking at whether they included unique or essential items. Companies with the most inclusive coverage and higher annual limits were given top marks, while providers with long waiting periods or depreciation policies lost points.
- Cost: Our team evaluated each provider’s average monthly pricing and service call fees, comparing them to industry standards. Providers that offered affordable pricing with no hidden fees or additional charges received more points.
- Trustworthiness: We reviewed customer ratings on platforms like the Better Business Bureau and Trustpilot to assess reputation and reliability. Companies with strong reviews, long-term warranties, and no legal disputes received higher scores.
- Plan Transparency: We reviewed contract terms, policies, and disclosures on each company’s website for clarity and transparency. Companies that made their policies easy to understand and accessible scored well in this category.
- Customer Support: Our assessed companies on their responsiveness and availability of claims filing options. Providers with multiple channels for claims and fast response times scored higher for customer support.
- Flexibility: This category looked at the variety of plans each provider offered and how customizable those plans were. Providers with more options, extensive add-on catalogs, and flexible cancellation policies received the highest ratings.
