Best Home Warranty Companies in South Dakota
Home warranty companies cover repair and replacement costs when your home systems and appliances break down from regular use. Your provider also helps you find a qualified repair technician, ensuring you receive affordable, hassle-free coverage for your home. We compared top home warranty companies’ coverage, costs, and customer reviews to find the best providers in South Dakota.
Key Takeaways
- A home warranty costs $30–$89 per month in South Dakota, depending on your provider and coverage.
- Our survey revealed 92.7% of policyholders were satisfied with their current home warranty plan.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
South Dakota’s Top 5 Home Warranty Companies
The highest-rated home warranty companies in South Dakota include these:
- Best for Comprehensive Coverage: American Home Shield
- Best Customer Support: Liberty Home Guard
- Best for High-End Items: First American Home Warranty
- Best for Customized Coverage: Elite Home Warranty
- Best Budget Plan: Select Home Warranty
To determine the best home warranty companies in South Dakota, we compared third-party customer reviews, plans, pricing, benefits, and more. These are the providers that we believe provide the best coverage at the most affordable prices.
Summary of the Best Home Warranty Companies in South Dakota
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#1 out of 16 companies | #2 out of 16 companies | #3 out of 16 companies | #4 out of 16 companies | #5 out of 16 companies | |
NR | B | B- | B+ | B | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 | $47–$87 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 | $75–$125 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours | 4–48 hours |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend First American Home Warranty for homeowners who need robust plan options for HVAC and high-end appliances. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | Black Friday Savings: 50% OFF Select Plans | 40% Off Home Warranty Plans | Get 50% Off Any Plan Plus Your First Month Free! | $100 Off with Code “PROTECT” |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty | First American Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
*We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,080-square-foot, single-family home in Sioux Falls, South Dakota. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of the Best Home Warranty Companies in South Dakota
Manufacturer’s Warranty vs. Home Warranty
When you purchase a new product, like a home appliance, the manufacturer gives you a warranty that protects the item against defects for the first few years of its life. After that, repairs and replacements are your responsibility. With a home warranty, your systems and appliances are covered if they break down due to normal wear and tear, and your provider will cover the repair or replacement costs.
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
Microwave |
$50–$400 |
$60–$2,000 |
Dishwasher |
$50–$500 |
$400–$3,000 |
Exhaust Fans |
$16–$300 |
$250–$950 |
Electric Range |
$100–$500 |
$230–$3,000 |
Gas Range |
$100–$500 |
$230–$3,000 |
Dryer |
$100–$400 |
$450–$2,300 |
Oven |
$100–$430 |
$400–$3,000 |
Washer |
$50–$450 |
$400–$2,300 |
Freezer |
$90–$500 |
$160–$2,900 |
Refrigerator |
$40–$350 |
$200–$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.
What’s a Home Warranty Coverage Cap?
Home warranty companies typically set a coverage cap, or a maximum amount they’re willing to pay, to repair or replace a covered item. This amount is laid out in the terms and conditions of your contract. If a fix costs more than the coverage cap, the homeowner has to pay the remaining amount.
When Will A Home Warranty Provider Replace an Item Instead of Repairing it?
If the covered item can’t be repaired or it isn’t cost-effective to repair it, the home warranty company will replace the item instead. Your provider may not offer a replacement with the same make, model, and color as your previous one, but the item will function the same.
Our Conclusion
With a plan through one of these providers, you can get customizable and affordable coverage for your South Dakota home. Since estimates in this review may change depending on the size of your home and how you customize your plan, we recommend getting quotes from both before deciding on a provider.
Other Resources for Residents in South Dakota
How Do I Find the Best Home Warranty Company in My Area?
Find in-depth reviews on the best home warranty companies for each state below.
Best Home Warranty Companies by State
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.