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Best 7 Home Warranty Companies in Orange, OH
- Fact Checked
- Updated 2024-06-22 00:00:00
From the shores of Lake Erie to the rolling Appalachians hills, Ohio sees weather and climate extremes that can stress your household appliances and systems. A home warranty offers peace of mind, protecting you from unexpected repair and replacement expenses. In this article, we'll review the best home warranty providers in Orange, Ohio, and explain how they can protect your home and budget.
7 Best Home Warranty Companies in Orange
Brands are algorithmically curated from a database of local service providers near you. We require a minimum number of Google reviews and average ratings for provider inclusion.
![American Home Shield Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/American-Home-Shield-Logo-2022.png)
American Home Shield
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Cons
- Doesn’t let customers choose their own technician
- Offers limited add-on options
52 Years in Business
BBB Rating:B
![Liberty Home Guard Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/LHG-LOGO-2022-original.png)
Liberty Home Guard
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Cons
- Lacks transparency on service call fee pricing
- Excludes coverage for known or unknown pre-existing conditions
6 Years in Business
BBB Rating:A+
![Select Home Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/Select-Home-Warranty-250x125-1.png)
Select Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
Cons
- Has a $75 cancellation fee
- Low coverage caps
11 Years in Business
BBB Rating:B-
![AFC Home Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://d37zyl8vccu3u7.cloudfront.net/images/partners/afc-home-warranty.webp)
AFC Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides an unlimited workmanship guarantee
- Offers generous appliance coverage limits
- Allows you to choose your own contractor
Cons
- Limits coverage limits for older items based on depreciated value
- Requires you to file a claim immediately after discovering an issue
14 Years in Business
BBB Rating:B
![First American Home Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/logo_fahw.png)
First American Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Allows you to choose your service call fee
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- Accepts 24/7 service calls
- Offers replacement of some covered items that are too damaged to repair
Cons
- Doesn’t let customers choose their own contractor
- Charges higher for coverage compared to other providers
39 Years in Business
BBB Rating:B
![Cinch Home Services Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/Cinch-Logo.0.png)
Cinch Home Services
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers home insurance deductible of $500
- Extends a long 180-day workmanship guarantee
- Provides generous $10,000 aggregate coverage limit
Cons
- Charges high service fees of $75-$150
- Doesn’t allow customers to choose their own technician
- Isn’t available in Hawaii or Alaska
45 Years in Business
BBB Rating:B
![2-10 Home Buyers Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/2-10-Home-Buyers-Warranty-Logo-2022.png)
2-10 Home Buyers Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers a $25,000 annual coverage cap
- Pairs plans with a plan-length workmanship guarantee
- Offers unique perks such as color matching appliance replacements
Cons
- Charges a monthly processing fee if you choose monthly premiums
- Excludes washer and dryer coverage from most plans
39 Years in Business
BBB Rating:A-
BBB ratings are accurate as of August 2023. Cost figures are based on information available on provider websites and are accurate as of August 2023. Request a quote from each company to see prices in your area.
Facts about Orange
- Average Max Temperature:59°F
- Average Min Temperature:44°F
- Average Annual Snowfall:24.4”
- Homeownership Rate:81%
- Median Home Size:1,702 sqft
- Median Home Price:$476,886
Are Home Warranties Worth It for Orange Residents?
Yes, home warranties are valuable for Orange residents. Summers in Orange can get hot, which makes it important for your air conditioner to work properly. However, over time this system can malfunction due to breakdowns from regular wear and tear.
Orange winters can be fairly mild, but there are still times when you want to have a reliable heating system. HVAC system replacement can cost between $2,500 and $8,000, compared to a home warranty coming in at around $644–$737 annually based on 120 quotes we received from home warranty companies nationwide.
The regular rain in Orange can damage your home's roof. Some home warranty companies offer limited roof-leak coverage, which can mitigate the cost of roof repair.
Finally, a home warranty connects you with trustworthy service providers. A reputable home warranty is a good investment because companies vet their technicians. When life keeps you busy, your home warranty company can give you peace of mind that someone reliable will handle your problem.
What To Consider Before Choosing a Home Warranty Company
These important factors can help you choose the right home warranty plan for your needs.
Cost
We pulled 120 quotes for a 2,000-square-foot, single-family home and discovered that the average home warranty costs between $53–$62 per month. You also have to pay service call fees each time you file a claim. These fees range from $65–$125 per claim. Basic home warranty plans generally cost less than comprehensive ones. Home systems coverage plans usually cost more than appliance plans. Consider your specific needs before choosing a plan, as add-on coverage options will increase your monthly price.
Coverage
Most home warranty companies can tailor a plan to your needs. Make a list of the systems and appliances that you use often and need coverage for. If you only want coverage for select appliances or systems (such as your air conditioning), you can often find plans to fit. Here is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Usually, home warranties don't cover improper installation or preexisting conditions. Most policies will only cover normal wear and tear. Most also exclude appliance components or cosmetic issues, defects, routine maintenance, or theft. Providers outline limitations and exclusions within their service contracts. We recommend reading carefully to fully understand the terms and conditions of your plan.
Provider Reputation
Consider a provider's reputation before making a commitment. You can also read real customer reviews on sites such as Google Reviews, Best Company, and Trustpilot. Reading reviews can show you how providers handle customer service and claims. Check with the Ohio Consumer Protection Section to verify the status of a provider's state license.
Contractor Network
Take into account a home warranty company's service provider network. Be sure to ask your company how and where it sources technicians. All reputable companies should use licensed and registered contractors to fulfill service requests. Select a provider that mentions service contractors you're familiar with. Those residing in rural areas should consider a home warranty that allows you to choose your technician. In-network service providers may not be available in your area, so you want the option to source your own.
Frequently Asked Questions about Home Warranty in Orange
No, Orange does not require home warranties. However, we still recommend purchasing a home warranty to help you maintain a budget for covering expensive system and appliance breakdowns. Home warranty companies also save you time by sourcing reputable technicians themselves.
Preexisting conditions are breakdowns or issues experienced by a home appliance or system before your warranty coverage begins. Providers generally don't cover preexisting conditions. You should purchase a home warranty policy while all your appliances and systems are still in working order to ensure full protection.
The best home warranty in Orange depends on what you're looking for. American Home Shield is a good choice for comprehensive coverage limits. You can also consider Liberty Home Guard if you need unique coverage.
Yes, you can find a home warranty that covers household items beyond common systems and appliances. For instance, some home warranty policies may cover stand-alone freezers, sump pumps, pools and spas, septic systems, or well pumps. These are normally considered add-ons. Check with a company representative to determine what add-ons are available.
Most home warranty companies have a waiting period of 30 days before coverage begins. This is to ensure any system and appliance breakdowns are caused by normal wear and tear rather than preexisting conditions. Home warranty providers won't cover an already broken item.
A home warranty plan only covers systems and appliances that need repairing and replacing due to normal wear and tear. Homeowners insurance, on the other hand, protects your home in case of damage from disasters like fires, accidents, and property losses.
Filing a claim with your home warranty provider is generally straightforward. Upon noticing an issue with an appliance or system, contact your provider and describe the problem. The easiest way to do so is usually online, but you can also call the claims phone number. From there, your provider will send a contractor to your home, and you'll pay the service fee. The contractor will then figure out and repair the problem.
More Home Warranty Resources
Sources
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