Best 6 Home Warranty Companies in Kirkland, WA
- Fact Checked
- Updated 2024-06-22 00:00:00
Washington has a variety of climates, and with a range of weather conditions it's important that your home has reliable heating and cooling systems.
However, repairing these systems can be expensive. This is where a home warranty can help. We've assembled this list of the best home warranty providers in Kirkland, Washington, to help you make an informed decision.
Ratings are based on our detailed proprietary methodology and review standards.
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Ratings are based on our detailed proprietary methodology and review standards.
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Ratings are based on our detailed proprietary methodology and review standards.
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
6 Best Home Warranty Companies in Kirkland
Brands are algorithmically curated from a database of local service providers near you. We require a minimum number of Google reviews and average ratings for provider inclusion.
American Home Shield
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Cons
- Doesn’t let customers choose their own technician
- Offers limited add-on options
52 Years in Business
BBB Rating:B
Liberty Home Guard
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Cons
- Lacks transparency on service call fee pricing
- Excludes coverage for known or unknown pre-existing conditions
6 Years in Business
BBB Rating:A+
AFC Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides an unlimited workmanship guarantee
- Offers generous appliance coverage limits
- Allows you to choose your own contractor
Cons
- Limits coverage limits for older items based on depreciated value
- Requires you to file a claim immediately after discovering an issue
14 Years in Business
BBB Rating:B
First American Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Allows you to choose your service call fee
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- Accepts 24/7 service calls
- Offers replacement of some covered items that are too damaged to repair
Cons
- Doesn’t let customers choose their own contractor
- Charges higher for coverage compared to other providers
39 Years in Business
BBB Rating:B
Cinch Home Services
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers home insurance deductible of $500
- Extends a long 180-day workmanship guarantee
- Provides generous $10,000 aggregate coverage limit
Cons
- Charges high service fees of $75-$150
- Doesn’t allow customers to choose their own technician
- Isn’t available in Hawaii or Alaska
45 Years in Business
BBB Rating:B
2-10 Home Buyers Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers a $25,000 annual coverage cap
- Pairs plans with a plan-length workmanship guarantee
- Offers unique perks such as color matching appliance replacements
Cons
- Charges a monthly processing fee if you choose monthly premiums
- Excludes washer and dryer coverage from most plans
39 Years in Business
BBB Rating:A-
BBB ratings are accurate as of August 2023. Cost figures are based on information available on provider websites and are accurate as of August 2023. Request a quote from each company to see prices in your area.
Facts about Kirkland
- Average Max Temperature:54°F
- Average Min Temperature:41°F
- Average Annual Snowfall:4.2”
- Homeownership Rate:57%
- Median Home Size:2,040 sqft
- Median Home Price:$1,104,694
Are Home Warranties Worth It for Kirkland Residents?
Home warranties are advantageous for Kirkland residents. Kirkland generally has mild temperatures, but you may still use your air conditioner frequently during warmer months. Your air conditioner may malfunction over time due to breakdowns from regular wear and tear.
Kirkland also has cold winters, meaning your heating system is working constantly during the colder months. The cost of replacing your HVAC system can range anywhere from $2,500–$8,000. Home warranties, on the other hand, come in at only $644–$737 annually, based on 120 quotes we received from home warranty companies across the nation.
The frequent rain in Kirkland can damage your roof. The cost of repairs will be lower if you have a home warranty with roof-leak coverage.
Lastly, home warranties connect you with reliable service providers. Reputable home warranty companies vet all their service providers. If you don't have time to do the research yourself, investing in a home warranty ensures you have access to trustworthy technicians.
What To Consider Before Choosing a Home Warranty Company
Think about the following factors when selecting the best home warranty for your needs.
Cost
We pulled 120 quotes for a 2,000-square-foot, single-family home and determined that the average home warranty costs between $53–$62 per month. There are also service call fees that apply each time you file a claim. These fees range from $65–$125 per claim. Basic home warranty plans tend to be more affordable than comprehensive ones. Home systems coverage plans will cost more than appliance plans. Most plans offer add-on coverage options for an additional monthly fee. Consider your specific needs before purchasing a plan.
Coverage
Most home warranties can be somewhat customized to your needs. Think about which appliances and systems you use often and want coverage for. If you only want coverage for select systems or appliances (such as your heating), you can often find plans to fit. The following is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Home warranties typically only cover damage from normal wear and tear. This doesn't include improper installation or preexisting conditions. Most policies also won't cover cosmetic issues or appliance components, routine maintenance, theft, or defects. You can read about your provider's exclusions and limitations in your service contract. Read carefully to ensure you understand your plan's terms and conditions.
Provider Reputation
You should also consider a provider's reputation. You can also find real customer reviews on sites like Trustpilot, Best Company, and Google Reviews. Reviews and ratings can show how a company handles claims and customer service. Check with the Washington Consumer Protection Division to verify that a provider holds a valid state license.
Contractor Network
Take into account a home warranty company's service provider network. Any company you choose should use licensed and registered contractors to fulfill service requests; make sure to ask your company how and where it sources technicians. Choose a provider that mentions service contractors you're familiar with. Homeowners in rural areas might prefer home warranty policies that allow you to choose your technician. There may not be any in-network service providers in these areas, and you'll want the option to choose your own.
Frequently Asked Questions about Home Warranty in Kirkland
No, you don't need a home warranty in Kirkland. However, we recommend purchasing one because it helps you maintain a budget to cover expensive system and appliance breakdowns. It'll also save you time you'd otherwise spend searching for a reputable service technician.
Preexisting conditions are breakdowns or issues experienced by a home appliance or system before warranty coverage starts. Providers usually don't cover preexisting conditions. Make sure you purchase a home warranty policy while all your appliances and systems are still in working order to ensure complete protection.
The best home warranty in Kirkland depends on what you're looking for. American Home Shield is a solid choice for comprehensive coverage limits. You can also consider Liberty Home Guard if you need unique coverage.
Yes, you can find a home warranty that covers home items besides common appliances and systems. For instance, some policies might cover stand-alone freezers, pools and spas, sump pumps, septic systems, or well pumps. These are typically considered add-ons. Check with your provider to determine what add-ons it has available.
Home warranty policies normally don't cover already broken items. Therefore, most home warranty providers have a waiting period of 30 days before the start of coverage to ensure system and appliance breakdowns are from normal wear and tear rather than preexisting conditions.
Filing a claim with your home warranty provider is generally simple. When you notice an issue with an appliance or system, reach out to your provider and provide information about the problem. The easiest way to do so is usually online, but you can also call the claims phone number. From there, your provider will arrange for a qualified contractor to visit your home, and you'll pay the service fee. The contractor will then assess and solve the problem.
More Home Warranty Resources
Sources
To share feedback or ask a question about this article, send a note to our Reviews Team at reviewsteam@thisoldhousereviews.com.
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