Best 6 Home Warranty Companies in Richland, WA
- Fact Checked
- Updated 2024-06-22 00:00:00
Washington is a state with a variety of climates and a range of weather conditions. This means it's important that your home's heating and cooling systems are reliable.
However, repairing these systems can be expensive. This is where a home warranty can help. We've assembled this list of the best home warranty providers in Richland, Washington, to help you find the right provider for your home.
Ratings are based on our detailed proprietary methodology and review standards.
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Ratings are based on our detailed proprietary methodology and review standards.
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Ratings are based on our detailed proprietary methodology and review standards.
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
6 Best Home Warranty Companies in Richland
Brands are algorithmically curated from a database of local service providers near you. We require a minimum number of Google reviews and average ratings for provider inclusion.
American Home Shield
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Cons
- Doesn’t let customers choose their own technician
- Offers limited add-on options
52 Years in Business
BBB Rating:B
Liberty Home Guard
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Cons
- Lacks transparency on service call fee pricing
- Excludes coverage for known or unknown pre-existing conditions
6 Years in Business
BBB Rating:A+
AFC Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides an unlimited workmanship guarantee
- Offers generous appliance coverage limits
- Allows you to choose your own contractor
Cons
- Limits coverage limits for older items based on depreciated value
- Requires you to file a claim immediately after discovering an issue
14 Years in Business
BBB Rating:B
First American Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Allows you to choose your service call fee
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- Accepts 24/7 service calls
- Offers replacement of some covered items that are too damaged to repair
Cons
- Doesn’t let customers choose their own contractor
- Charges higher for coverage compared to other providers
39 Years in Business
BBB Rating:B
Cinch Home Services
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers home insurance deductible of $500
- Extends a long 180-day workmanship guarantee
- Provides generous $10,000 aggregate coverage limit
Cons
- Charges high service fees of $75-$150
- Doesn’t allow customers to choose their own technician
- Isn’t available in Hawaii or Alaska
45 Years in Business
BBB Rating:B
2-10 Home Buyers Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers a $25,000 annual coverage cap
- Pairs plans with a plan-length workmanship guarantee
- Offers unique perks such as color matching appliance replacements
Cons
- Charges a monthly processing fee if you choose monthly premiums
- Excludes washer and dryer coverage from most plans
39 Years in Business
BBB Rating:A-
BBB ratings are accurate as of August 2023. Cost figures are based on information available on provider websites and are accurate as of August 2023. Request a quote from each company to see prices in your area.
Facts about Richland
- Average Max Temperature:64°F
- Average Min Temperature:47°F
- Average Annual Snowfall:7.3”
- Homeownership Rate:69%
- Median Home Size:2,192 sqft
- Median Home Price:$455,835
Are Home Warranties Worth It for Richland Residents?
Home warranties are valuable for Richland residents. Richland summers can have some very hot days, which means it's important that your air conditioner works well. However, over time this system can malfunction from heavy use.
Richland has relatively mild winters, but there are still days you'll need your heating. The cost of replacing your HVAC system can range anywhere from $2,500–$8,000. A home warranty plan is comparatively cheaper, only $644–$737 a year, based on 120 quotes we received from home warranty companies across the nation.
Even the infrequent rain in Richland can damage your roof. The financial burden of this will be lessened if your home warranty has roof-leak protection.
Lastly, home warranties connect you with reliable service providers. Reputable home warranty companies vet all their service providers. If you're busy with work or other priorities, investing in a home warranty ensures a trustworthy technician will fix your issue.
What To Consider Before Choosing a Home Warranty Company
These important factors can help you select the right home warranty plan for your needs.
Cost
After getting 120 quotes for a 2,000-square-foot, single-family home, we determined that home warranties cost approximately $53–$62 per month. Additionally, you'll pay a service call fee whenever you file a claim. Service call fees typically range from $65–$125 per claim. Basic home warranty plans tend to be more affordable than comprehensive ones. Appliance plans are more affordable than home systems coverage plans. Most plans offer add-on coverage, but this will increase your monthly cost. Make sure you know what you need before choosing a plan.
Coverage
You can look for a home warranty plan that covers specific systems and appliances. Determine whether you want coverage for major systems (such as air conditioning), specific appliances, or for both. Then ask your provider about its options for customized coverage. Here is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Typically, home warranties don't cover improper installation or preexisting conditions. Most policies only cover damage from normal wear and tear. Most also exclude cosmetic issues or appliance components, routine maintenance, defects, or theft. Your provider will outline its exclusions and limitations in your service contract. Read your contract thoroughly to fully understand the terms and conditions of your plan.
Provider Reputation
Also, consider provider reputation. You can also read real customer reviews on sites such as Trustpilot, Google Reviews, and Best Company. Ratings and reviews can show how providers handle claims and customer service. Check with the Washington Consumer Protection Division to verify a provider's state license.
Contractor Network
Consider a home warranty company's network of service providers. Make sure you ask your provider where and how it sources technicians. All reputable companies should use licensed and registered contractors to handle service requests. Choose a provider that mentions service contractors you're familiar with. Homeowners in rural areas may opt for a home warranty that allows them to choose their technician. You may need to source your own provider if there are no in-network ones in your area.
Frequently Asked Questions about Home Warranty in Richland
No, Richland doesn't require homeowners to have a home warranty. However, we recommend purchasing one because it helps you maintain a budget to cover expensive appliance and system breakdowns. You'll also save time that would be otherwise spent looking for a reputable service technician.
Preexisting conditions are breakdowns or issues that a home system or appliance experienced before your coverage began. Most providers don't cover preexisting conditions. You should purchase a home warranty policy while all your systems and appliances still work for complete protection.
Richland's best home warranty provider depends on what you're looking for. American Home Shield is a solid choice for comprehensive coverage limits. You may also consider Liberty Home Guard if you need unique coverage.
Yes, home warranties cover many types of home items aside from common appliances and systems. For example, home warranties cover stand-alone freezers, well pumps, septic systems, sump pumps, pools and spas, and more. Providers normally cover these items as add-ons. Check with your provider to see what add-ons are available.
Most home warranty providers have a waiting period of 30 days before coverage begins. This is to ensure any appliance and system breakdowns are caused by normal wear and tear rather than a preexisting condition. Home warranty providers won't cover an already broken item.
The usual process for resolving claims is straightforward. When an appliance or system breaks down, check your home warranty contract to ensure the item is covered. You can then contact the provider to submit a claim. You can call or use the provider's online portal. You pay the service fee, and your provider sends a qualified contractor to your home to assess and resolve the issue.
More Home Warranty Resources
Sources
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